What Are The 4 Parts Of Medicare?

Medicare has four parts, A, B, C, and part D. These 4 parts of Medicare are programs meant to the elderly and disabled get services and necessary care.

4 Parts Of Medicare-Part A

Part A is hospital insurance and helps pay for charges incurred when an individual is admitted to a hospital or skilled nursing facility for inpatient care. Part A usually pays eighty percent of the hospital bill, but has different amounts that an individual has to pay-out-of-pocket if the hospital stay is extended beyond sixty days. It does not pay for long-term care

4 Parts Of Medicare-Part B

Part B Medicare pays part of doctor’s services and outpatient hospital care. The part that Medicare pays is usually eighty percent with the exception of some screening tests. It also helps maintain health by paying for some routine preventative tests and some vaccines.

4 Parts Of Medicare-Part C

Medicare benefits are paid through private companies. These companies are approved by Medicare and are contracted by Medicare. Medicare parts A and B are included in part C and some other services may be covered that Medicare doesn’t cover. Part C also covers prescription drugs like Medicare part D. The amount of co-pay and the drugs covered may vary from company to company.

4 Parts Of Medicare-Part D

This prescription drug coverage is also contracted by Medicare. Private companies provide insurance for drug coverage. Private companies can vary in cost, drug co-pays and might or might not cover the drugs you need. You can choose from a list of providers in your region that are approved and contracted by Medicare. Enrollment is once a year and you can choose from the insurance company’s plans available in your area or Medicare will make it for you.